Store vital documents, passwords, and ownership proofs—assign them to beneficiaries with clarity and legal awareness. Life changes: new births, marriages, new properties, new accounts, and sadly, losses. Your asset picture evolves constantly. An Asset Wallet keeps everything organized and up to date—so when the day comes, your heirs know what exists, where it is, and who it belongs to.
The Problem: Life Changes, Assets Multiply, Records Scatter
We accumulate assets across bank accounts, insurance policies, real estate, vehicles, pensions, investments, and digital items (cloud storage, domains, crypto, social accounts). Details live in emails, drawers, phones, and memories. When life changes—births, deaths, divorces, new ventures—beneficiaries get out of sync, and critical proofs go missing. The result? Confusion, delays, and sometimes conflict among heirs.
The Solution: A Lifelong Asset Wallet
- Centralize: Store IDs, wills, trusts, insurance, deeds, share certificates, custody letters, wallet seeds/keys, and passwords in one secure place.
- Map ownership: Capture each asset (what it is, where it’s held, account/policy numbers, contact person).
- Assign beneficiaries: Document who inherits what and how—per asset category—with notes and references.
- Version & update: Every change (new baby, sale, new policy) gets recorded with date/time and revision notes.
- Access rules: Add emergency access (trusted contacts) and step-up verification for sensitive items.
What to Keep Inside Your Asset Wallet
Documents
- Will, codicils, living will / advance directive
- Trust documents & powers of attorney
- Property deeds, car titles, share certificates
- Insurance policies (life, health, home, disability)
Digital & Credentials
- Password list / password manager export
- Crypto wallet details (public addresses, custody info)
- Domain/hosting accounts, cloud drives, social media
Ownership Proofs
- Invoices, contracts, appraisals, photos of items
- Bank statements & portfolio summaries
- Beneficiary statements / nominations
How to Keep Everything Current
- Quarterly review: Add new assets, remove sold ones, update beneficiaries.
- Life-event triggers: Birth, marriage, divorce, relocation, new company, inheritance—make updates within 30 days.
- Evidence-on-file: Upload proofs (PDF/JPG) and link to external accounts.
- Beneficiary audit: Reconfirm allocations yearly; align with official forms at banks/insurers.
- Access drill: Test emergency access with a trusted contact once a year.
Security & Access
- Encryption & MFA: Protect files and credentials with strong encryption and multi-factor authentication.
- Role-based access: Give heirs and advisors only what they need, when they need it.
- Audit trail: Track who changed what and when.
- Emergency release: Time-locked or event-based access for designated contacts.
Why It Matters
Without a maintained Asset Wallet, families can face weeks or months of searching and legal friction. With one, heirs receive a clear roadmap: what exists, where it’s held, and who’s entitled—reducing stress and preventing disputes.
FAQ
Does an Asset Wallet replace a will or trust?
No. It supports them. Always seek legal advice to ensure local compliance.
Can I include passwords and crypto keys?
Yes—store them securely and define who can access them and under what conditions.
How do heirs access the wallet?
Set up trusted contacts and emergency access rules. Run an annual access drill.
Get Your Digital Asset Wallet
A lifelong companion to keep assets organized, beneficiaries aligned, and your legacy protected—so you don’t leave a “heirs’ war” behind.
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